“It’s just like the ocean here now,” she says.

Honduras was among 11 countries identified as being of greatest concern in the U.S. government’s first assessment by intelligence agencies on the impact of climate change and its vast rippling effects on the world’s stability that was released last year. But identifying climate migrants is not easy, especially in regions rife with violence.“I just ask that President Biden helps me,” Morazan said. “It’s not easy for us, given our age. It’s been a nightmare. Your life can change in a second. We were living well. Now we don’t know what is going to happen day by day.”

After Eta hit, Morazan cleaned out buckets of mud from the living room, bedroom, kitchen and bathroom and tried to restore her life. With the pandemic hurting the economy, she had already been struggling to pay her bills, including covering the medical expenses of her nephew who has a heart problem.Then 13 days later, Iota destroyed the little she had managed to salvage. Juarez, a long-haul trucker who had been away on a trip, returned and tried to help. But both ended up getting laid off and they each started borrowing money to get by while trying to repair the home. Morazan borrowed about 340,000 in Honduran lempira (US$14,000), while Juarez borrowed about 80,000 lempiras (US$3,200) .In these November 2020 images provided by Ana Morazan, debris, left, and mud from hurricanes Eta and Iota cover streets in front of her home near San Pedro Sula, Honduras. (Ana Morazan via AP)

In these November 2020 images provided by Ana Morazan, debris, left, and mud from hurricanes Eta and Iota cover streets in front of her home near San Pedro Sula, Honduras. (Ana Morazan via AP)They ended up sleeping on the streets in the San Pedro Sula area. Then she and Juarez started receiving threats with demands to fork over money or the home, even though Morazan owned it outright, and it was still nothing but a muddy shell. Not long after that, Morazan was beaten by attackers who stepped on her ankle, and she feared for her life, she said. That is when they decided to flee the country.

Being on the road for the past year has not been easy. In southern Mexico the couple said they were kidnapped by bandits and held for two days in a banana plantation until they gave up the little money they had.

“It was horrible, ugly, ugly, ugly,” Morazan said.Wills also recommends cutting costs by being selective with your expenses. For example, when it comes to hosting, even having a small group of people can be very expensive if you’re expected to pay for everything. If you’re in this situation, you could propose that everyone brings a dish.

“Think about having a potluck meal for the holiday. Have everybody bring something to the event to help share the cost,” she said.If you are having financial difficulties, it can help to talk about it with your family and friends.

“Sharing about stress can in and of itself be therapeutic for the individual who may be having concerns for that during the during the holiday season,” Wills said.Making room to listen to your loved ones’ feelings is equally important, she said.