内容摘要：“We understand this finding is part of our ongoing discussions with the government,” the spokesperson said in an email. “Columbia is deeply committed to combatting antisemitism and all forms of harassment and discrimination on our campus.”

“We understand this finding is part of our ongoing discussions with the government,” the spokesperson said in an email. “Columbia is deeply committed to combatting antisemitism and all forms of harassment and discrimination on our campus.”

, released this week, reviews thousands of insurance claims linked to, which struck Alabama’s coast in 2020 with wind speeds up to 105 miles per hour. Homes retrofitted or built to Fortified standards, a voluntary construction code created by the nonprofit Insurance Institute for Building and Home Safety (IBHS) for wind and rain mitigation saw significantly fewer and less costly claims.

If every impacted house in Mobile and Baldwin counties had met Fortified standards, insurance companies could have spent 75% less in payouts, saving up to $112 million, and policyholders could have paid up to 65% less in deductibles, saving almost $35 million, according to the study.The results show “mitigation works and that we can build things that are resilient to climate change,” said Dr. Lars Powell, director of the Center for Risk and Insurance Research at the University of Alabama’s Culverhouse School of Business, which led the study with the Alabama Department of Insurance.Across the United States, insurance markets are

, and federal support is. Officials and researchers involved with the study say it proves Alabama’s proactive approach to the challenge — mandatory, sizable insurance discounts for those who use Fortified and a grant program to help them afford it — could be a national model for increasing insurability and safety.

IBHS created Fortified to strengthen buildings against storm damage based on decades of research at its facility, where it uses a giant wind tunnel to pummel model houses with rain, hail, and wind up to 130 miles per hour.

“We are having record breaking year after record breaking year of disasters and insured losses, and we have been searching for meaningful ways to reduce the severity and the frequency of those losses,” said Fred Malik, managing director of the Fortified program.Based in the working-class

, on the city’s west side, Mocidade is known for its trained drummers and legendary drum masters, like José Pereira da Silva, nicknamed “Mestre André.” Six decades ago, he created the “little stop,” a percussion break during the parade while revelers continue singing. The technique is used to highlight key parts of a samba school’s lyrics.“I can say that the drum section really is an orchestra, it’s greater than an orchestra, because all the people there are musicians, people who studied. Not in a samba drum section; they’re drummers,” said Carlos Eduardo Oliveira, Mocidade’s drum master for 14 years, known as “Mestre Dudu.”

Mestre Dudu signals to drum directors spread throughout the section, who relay commands to the drummers while making sure they are toggling seamlessly between the many grooves that make up a Carnival parade theme song.“We understand each other. That’s our language. I have 16 directors in the middle of the section, in the core. I raise my hand, give a signal that will be repeated through them all. And the rhythmist understands,” Mestre Dudu said.