内容摘要：Under the finalized rule announced Thursday, banks will be able to choose from three options: they may charge a flat overdraft fee of $5, they may charge a fee that covers their costs and losses, or they may charge any fee so long as they disclose the terms of the overdraft loan the way they would for any other loan, typically expressed as an annual percentage rate, or APR.

Under the finalized rule announced Thursday, banks will be able to choose from three options: they may charge a flat overdraft fee of $5, they may charge a fee that covers their costs and losses, or they may charge any fee so long as they disclose the terms of the overdraft loan the way they would for any other loan, typically expressed as an annual percentage rate, or APR.

The economy is still showing signs of resilience, however. Consumers have grown more cautious, but still continue to spend. Economic activity in the services sector continued expanding in April, according to a survey from the Institute for Supply Management.The services sector survey and the latest consumer confidence updates also reflect growing concerns over the economy’s direction. Trump’s rapidly shifting policies on trade have kept the Fed and markets on edge.

Tariffs have been imposed, only to be pulled or delayed, sometimes on a daily basis. The on-again-off-again approach has left businesses, households and economists at a loss in trying to forecast where the economy might be headed and planning accordingly.The latest salvo in the trade war from Trump came Sunday night in a post on his Truth Social platform. He said he has authorizedthat are produced outside of the U.S. The impact is unclear, as it is common for films to include production at multiple locations around the world.

Netflix slumped 1.9% and Warner Bros. Discovery fell 2%.Shoemakers posted gains following the announcement that

and taken private by the investment firm by 3G Capital.

Skechers jumped 24.3%, while Crocs rose 3.4%. Deckers Outdoor, which owns the Ugg and Teva brands, rose 1.2%.a national freight railroad strike.

The union has seen steady attrition in its ranks at NJ Transit as more of its members leave to take better-paying jobs at other railroads. The number of NJ Transit engineers has shrunk from 500 several months ago to about 450 today.Associated Press reporters Hallie Golden in Seattle and Josh Funk in Omaha, Nebraska, contributed to this report.

This story has been updated to correct the daily affected ridership to 100,000 instead of 350,000.Some 100,000 commuters who work in New Jersey and New York City could soon be scrambling for other ways to reach their destinations if New Jersey Transit engineers walk off the job early Friday.