内容摘要：Edmunds expects only a modest increase in auto sales next year, from just under 16 million vehicles this year to 16.2 million in 2025.

Edmunds expects only a modest increase in auto sales next year, from just under 16 million vehicles this year to 16.2 million in 2025.

The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.NEW YORK (AP) — The holidays are meant to be a time of celebration with family and friends. But they can also bring pressure to spend money on gifts, gatherings and plane tickets home, exacerbated by

, social media influencers and family expectations.rising and prices for many items still high, overspending during the holiday season can add to the financial stress many Americans are already experiencing, said Dr. Marketa Wills, CEO and medical director of the American Psychiatric Association.

“The idea that one is on the hook for buying gifts for all their friends and families adds an enormous amount of stress on someone trying to have a perfect holiday,” Wills said.But there are ways to get through the holidays without spending more than you can afford. From setting expectations with your family to making a budget to gifting experiences rather than things, here are expert recommendations to avoid financial stress this holiday season:

To avoid overspending on gifts for family and friends, set a specific goal, said Matt Watson, CEO of Origin, a financial planning app. Ask yourself what your spending limit is before you start shopping.

AP correspondent Haya Panjwani reports on spending during the holidays.Trump on Monday defended his administration’s efforts to reform the Consumer Financial Protection Bureau, saying the agency was “set up to destroy people.”

was finalized and set to take effect in October, but Vought’s directive puts it on hold. Banks had previously sued to get the rule thrown out.The rule would require the largest banks to pick one of three options: to reduce overdraft fees to $5, to reduce them to a rate that reflects how much an overdraft costs them, or to disclose, along with the fee, the fee’s Annual Percent Rate (APR) as they do with other short-term loans. Overdraft fees currently run about $35 on average.

The CFPB finalized a rule in January that would remove. The agency had said the change could potentially improve the credit scores of millions of people and make it easier for them to get mortgages and other loans. The rule was set to take effect 60 days after its publication in the Federal Register but is now suspended. It also was the subject of a legal challenge.