内容摘要：The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

But there are ways to get through the holidays without spending more than you can afford. From setting expectations with your family to making a budget to gifting experiences rather than things, here are expert recommendations to avoid financial stress this holiday season:To avoid overspending on gifts for family and friends, set a specific goal, said Matt Watson, CEO of Origin, a financial planning app. Ask yourself what your spending limit is before you start shopping.

AP correspondent Haya Panjwani reports on spending during the holidays.“People get into ‘justification mode’ where you have a general sense of what you want to spend but then you see this really nice thing and all of the sudden you’ve done that a few times and you spend twice as much as you thought you might,” Watson said.Watson also recommends that you include in your

how much you’ll pay for taxes and shipping.In many families, the holidays mean going all out with gift-giving. But this can quickly become stressful if your finances make it hard to keep up. Managing expectations is key.

“You can avoid feeling inadequate, or like you’re not doing a good job, by having an honest conversation about where your finances are,” Watson said.

can be difficult, but sharing if you are struggling with debt or other financial issues can help family and friends understand that they should prioritize low-cost gifts or activities.An Iraqi official, speaking on condition of anonymity because he was not authorized to speak to media, said that Iran’s Quds Force commander Esmail Ghaani paid a visit to Baghdad prior to the summit and “conveyed messages of

and lifting of crippling sanctions on Iran.Associated Press writers Samy Magdy in Cairo and Bassem Mroue in Beirut contributed to this report.

KHAN YOUNIS, Gaza Strip (AP) — Multiple airstrikes hit Gaza’s southern city of Khan Younis overnight into Thursday, killing more than 50 people in a second consecutive night of heavy bombing, while another airstrike in the north of the Palestinian territory left more than a dozen people dead, authorities said.visits the Middle East, visiting Gulf states but not Israel. There had been widespread hope that Trump’s regional visit could usher in a ceasefire deal or renewal of humanitarian aid to Gaza. An Israeli blockade of the territory is now in its third month.