内容摘要：Climate scientists say low-lying Bangladesh is extremely vulnerable to the impacts of climate change and millions are at the risk of being displaced — becoming climate refugees because of sea level rise, river erosion, cyclonic storms and intrusion of saline water. The World Bank in a new report said last year that Bangladesh will have more than 19 million internal climate refugees by 2050, almost half the projected number for the entire South Asia region.

Climate scientists say low-lying Bangladesh is extremely vulnerable to the impacts of climate change and millions are at the risk of being displaced — becoming climate refugees because of sea level rise, river erosion, cyclonic storms and intrusion of saline water. The World Bank in a new report said last year that Bangladesh will have more than 19 million internal climate refugees by 2050, almost half the projected number for the entire South Asia region.

The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.If you haven’t filed your 2021 tax returns you might be missing out on a COVID stimulus payment. Taxpayers who haven’t filed 2021 tax returns who may be eligible for the Recovery Rebate Credit must file it by April 15, 2025 to claim the credit.

Earlier this year, the IRS announced that it’s distributing about $2.4 billion to taxpayers who didn’t receive their COVID stimulus payments. The agency said it’s distributing these payments to taxpayers who failed to claim a Recovery Rebate Credit on their 2021 tax returns. The Recovery Rebate Credit is a refundable credit for individuals who did not receive one or more Economic Impact Payments (EIP), also known as stimulus payments.“Looking at our internal data, we realized that one million taxpayers overlooked claiming this complex credit when they were actually eligible,” IRS Commissioner Danny Werfel said in a statement.Here’s what you need to know:

The special payments announced by the IRS are being sent to those taxpayers who filed a 2021 tax return but left the data field for the Recovery Rebate Credit blank or they filled it out as $0 when they were actually eligible for the credit.Payments will vary but the maximum amount will be $1,400 per individual. In total, the IRS will be distributing about $2.4 billion to taxpayers who failed to claim a Recovery Rebate Credit on their 2021 tax returns.

about eligibility and how the payment was calculated.

The Recovery Rebate Credit is a refundable credit for individuals who didn’t receive the Economic Impact Payments, also known as stimulus payments, during 2020 and 2021. A refundable tax credit is a credit you can get as a refund even if you don’t owe any tax.The average amount that a car buyer financed rose to $42,160, and average monthly payments hit $753, according to Edmunds data.

Edmunds expects only a modest increase in auto sales next year, from just under 16 million vehicles this year to 16.2 million in 2025.“The Federal Open Market Committee is in a balancing act — cut (rates) too much and risk inflation resurgence; cut too little and continue to squeeze the labor market,” said Renter of NerdWallet.

Gregory Daco, chief economist for EY, suggested that Fed Chair Jerome Powell is reiterating “the familiar metaphor of moving slowly in a dark room full of objects to justify a potential rate cut ‘skip’ at the January meeting.”“This will favor a gradual easing of policy to observe how the economy and inflation behave, indicating an extremely ‘data-dependent’ approach,” Daco said.