内容摘要：If you or a family member is a victim of a scam, it’s good practice to report it on the

If you or a family member is a victim of a scam, it’s good practice to report it on the

The S&P 500 fell 0.6%, but it’s still within 4.2% of its record after charging higher amid hopes that the worst of the turmoil caused bymay have passed. It had been roughly 20% below the mark last month.

The Dow Jones Industrial Average dipped 244 points, or 0.6%, and the Nasdaq composite slipped 0.5%.Trading was relatively quiet in the countdown to Wednesday’s main event for financial markets, the latest quarterly earnings release for. That came after trading ended for the day. Before that, the AI darling’s stock slipped 0.5%.

Wall Street cooled off from earlier highs. The AP’s Seth Sutel has more.Expectations were high for the bellwether of the frenzy around artificial-intelligence technology. So are worries that its stock price may have run too high, even after it has largely stalled this year.

stock also swung up and down through much of the day, even though it reported milder drops in revenue and profit for the latest quarter than analysts expected.

The retailer maintained its forecast for revenue this year, but it cut its profit forecast in part because of tariffs and some moderation of spending by consumers. Its stock ended the day down 0.3%.Alev recommends setting realistic, practical goals to make it easier to stick with them. For example, instead of planning to save thousands of dollars by the end of the year, start by saving $20 a paycheck.

Even when your plans are achievable, there are times you’ll get derailed. Maybe it’s an unexpectedor an extraordinary life event. When these situations happen, Alev recommends trying not to feel defeated and working to get back on track without feeling guilty.

“You can’t manage what you can’t see, so set a New Year’s resolution to check your credit score monthly in 2025,” said Rikard Bandebo, chief economist at VantageScore. “Be sure to pay more than the minimum on your credit accounts, as that’s one of the best ways to boost your credit score.”Bandebo also advises student loan borrowers to make all payments on time, as servicers will begin to report late payments starting in January, and missed payments will affect borrowers’ credit scores.