内容摘要：to lower borrowing costs, and said that the risks of both higher unemployment and higher inflation have risen, an unusual combination that puts the central bank in a difficult spot.

to lower borrowing costs, and said that the risks of both higher unemployment and higher inflation have risen, an unusual combination that puts the central bank in a difficult spot.

“When the primary factor’s un-phishable, other factors aren’t necessary,” he said.If you’ve lost the device containing your passkey, that doesn’t necessarily mean it’s gone. That’s because the typical method to store passkeys on phones is a cloud-based password manager from Apple, Google, or third-party providers. So just log back into the password manager from another phone or computer.

Passkeys stored on security dongles, on the other hand, aren’t synced to the cloud so there’s no way to recover them if they’re lost. It’d be a good idea to get a second hardware key and keep it as a backup.And don’t forget you can always mix both cloud and hardware methods to keep multiple passkeys for extra redundancy.Based on my experience, setting up a passkey can be easy, or tedious and bewildering, depending on the service and what other security technology you want to layer in.

So I wouldn’t recommend doing all your accounts right away.Instead, choose a few of your most important and frequently used services or accounts and focus on a proper setup for those.

In theory, you could delete your old passwords. Some services like Microsoft already offer this option. Shikiar says it should be a “personal preference,” because “some people may feel extremely nervous” about going passwordless.

It’s fine to keep your password but make sure there’s also multi-factor authentication set up for it, he said.Associated Press writer Almudena Calatrava contributed to this report.

WASHINGTON (AP) — The Federal Reserve kept its benchmark interest rate unchanged Wednesday and signaled that it still expects to cut rates twice this year even as it seesstaying stubbornly elevated.

The Fed also now expects the economy to grow more slowly this year and next than it did three months ago, according to a set of quarterly economic projections also released Wednesday. It forecasts growth falling to just 1.7% in 2025, down from 2.8% last year, and 1.8% in 2026. Policymakers also expect inflation will pick up slightly, to 2.7% by the end of this year from its current level of 2.5%. Both are above the central bank’s 2% target.Even though the Fed maintained its forecast for two cuts, economists noted that under the surface there were signs that the central bank could stay on hold for some time. That is likely to keep borrowing costs for mortgages, auto loans, and credit cards unchanged in the coming months.