内容摘要：UK Finance, the banking and lenders' trade body, said only 3% of mortgage-holders were currently paying off a mortgage after the age of 65.

UK Finance, the banking and lenders' trade body, said only 3% of mortgage-holders were currently paying off a mortgage after the age of 65.

The inquiry heard TJ weighed two pounds (0.9kg) when he was born prematurely, but grew up into a talented footballer who earned coaching badges from Colchester United.Ms Pimm said her son's death had had a "great" impact on the family and added: "It hasn’t brought us closer to our grandchildren; it’s pulled us apart."

The trusts responsible for mental health services across Essex apologised to bereaved families during their opening statements to the inquiry, adding they would work with chairwoman Baroness Lampard's team to help provide answers that families, patients and carers were seeking.The inquiry continues on Wednesday and for two days next week before a break and another three-week session in November.After Christmas break, there will be further sessions in 2025, with a final report unlikely to be published before the end of 2026.

None of them were very exciting. I made plans with my family, discussed work projects with colleagues, and exchanged news and gossip with some friends.Perhaps I need to up my game, but even my most boring messages were encrypted by default, and used WhatsApp’s powerful computer servers, housed in various data centres around the world.

It’s not a cheap operation, and yet neither I nor any of the people I was chatting with yesterday, have ever parted with any cash to use it. The platform has nearly three billion users worldwide.

So how does WhatsApp – or zapzap, as it’s nicknamed in Brazil - make its money?She said: “Addiction's so powerful that you'll do anything to get the drugs, whether nitazene is in it or not.

"It's like Russian roulette. You just need to get the drugs and that's it."Aid and Abet’s co-founder Kevin Neary told BBC Scotland: "If they want to prevent more deaths, they need to get more information and more support out there.

"There's a massive danger it'll come like a tsunami."Chief executive of the Scottish Drugs Forum Kirsten Horsburgh described the figures as a huge concern and said Scotland was not prepared for a major influx of nitazene.