内容摘要：Medical ID theft and tax ID theft are common forms of identity theft, especially during tax season and Medicare re-enrollment periods.

Medical ID theft and tax ID theft are common forms of identity theft, especially during tax season and Medicare re-enrollment periods.

This version has been corrected to show a consumer organization mentioned in the 13th paragraph is the U.S. Public Interest Research Group, not the U.S. Public Interest Resource Group.The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

NEW YORK (AP) — If you live in a, floods, blizzards, tornadoes, or earthquakes, there are ways you can make sure you’reand contacts in a safe place, take photographs or record a video of the rooms in your home and any valuable belongings, and to have cash on hand, in case ATMs and electronic or online banking resources aren’t available, among other guidance.

Lisa Berdie, director of policy and research for the Financial Health Network, an organization that focuses on underserved consumers, refers to these steps as “preparedness,” but stresses the need for “investments in efforts to lessen the severity of climate impacts, reduce risks, and minimize financial harm.”“Key here is recognizing that it is not just the headline-grabbing events, but smaller-scale events and chronic stressors (for example, heat) that have dramatic financial consequences for households,” Berdie said. “Some of the action steps that households can consider (there)... include weatherizing homes and addressing health hazards that are worsened by climate hazards, like mold and air quality.”

Here’s what you can do to be more financially prepared and organized in case of disaster:

According to FEMA, the first thing to do is compile important documents. These include: birth and marriage certificates, social security cards, military service records and your pet’s ID tags, microchip and vaccination records.ALEJANDRO: Puerto Rico is in every part of the books, in history. We’re in every part of the world. You mentioned hip-hop, Puerto Ricans were involved in that as well. But before that, you see a salsa world

New York in the ‘70s was a lot of jazz, soul. It’s just a lot of music from New York and Puerto Ricans have always been there. Reggaeton comes from Carolina, Puerto Rico. It’s the birthplace. It’s special. I feel really proud to be a Puerto Rican.In this new era, I went to New York and found great inspiration for my music but kept my essence. I keep the island at the forefront of everything that I do. I’m thinking about what it means to be Puerto Rican, our culture.

ALEJANDRO: Of course, definitely. Salsa was a world that I had yet to explore. When I’m doing new projects, I try to look back at what I’ve accomplished and what I have yet to do. I try to analyze my whole career and see what’s going to be next with Rauw, what’s going to be new; I take my time at the studio, at home, studying, analyzing.This project has a lot of salsa influence, a lot of African influence. I’m using the live instruments (for) the first time. Instruments traditional to Puerto Rico like the cuatro, puertorriqueño guitar, maraca, el guiro, la conga, all mixed with the digital sounds. And, you know, it sounds fresh. It sounds rich and perfect for dancing.