内容摘要：moves to New York from Beijing with his mother and deals with the clashing of cultures and the struggles of being an outsider. And while Li does eventually, like in previous films, fight the jealous ex-boyfriend of his new romantic interest, their rivalry is hardly the focal point of the story.

moves to New York from Beijing with his mother and deals with the clashing of cultures and the struggles of being an outsider. And while Li does eventually, like in previous films, fight the jealous ex-boyfriend of his new romantic interest, their rivalry is hardly the focal point of the story.

“The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.”NEW YORK (AP) — Connor Tomasko grew up wary of credit cards. As she taught herself more about managing money, she realized that many people also have bad habits when it comes to payment apps.

Tomasko, 31, a freelance software consultant in Chicago, understands why people appreciate the ease of the apps, which typically only require you to know someone’s username in order to send money. But she realized that keeping money in the apps could be risky and means losing out on the interest from a high yield savings account. She now immediately transfers any payments out of the apps and encourages friends to do the same.“I’m definitely the one that is always harping about high yield savings accounts,” Tomasko said. “But if you’re in an industry dealing with a lot of cash — bartending, say — sometimes you’re just worried about finding a place to deposit it. It’s not always a fun thing to talk about.”As use of payment apps has grown in recent years, the Consumer Financial Protection Bureau has issued guidance on best practices to avoid pitfalls. For example, funds stored on Venmo or Cash App typically

you’d get from a bank, except in certain cases.“Popular digital payment apps are increasingly used as substitutes for a traditional bank or credit union account, but lack the same protections to ensure that funds are safe,” CFPB Director Rohit Chopra said in a bulletin last year.

In 2022, transaction volume on these apps was an estimated $893 billion, according to the CFPB, and that’s projected to reach $1.6 trillion by 2027. More than three-quarters of US adults say they have ever used one of four popular payment apps,

. Of consumers ages 18 to 29, 85% said they’ve used a service such as PayPal, Venmo, Apple Cash, Google Pay, or Zelle, according to aThe flag of South Korea is displayed at the Overseas Korean Adoptees Gathering in Seoul, South Korea, May 21, 2024. (AP Photo/Jae C. Hong)

The flag of South Korea is displayed at the Overseas Korean Adoptees Gathering in Seoul, South Korea, May 21, 2024. (AP Photo/Jae C. Hong)Korean adoptees have organized, and now they help those coming along behind them. Non-profit groups conduct DNA testing. Sympathetic residents, police officers and city workers of the towns where they once lived often try to assist them. Sometimes adoption agencies are able to track down birth families.

Nearly four decades after her adoption to the U.S., Nicole Motta in May sat across the table from a 70-year-old man her adoption agency had identified as her birth father. She typed “thanks for meeting me today” into a translation program on her phone to show him. A social worker placed hair samples into plastic bags for DNA testing.But the moment they hugged, Motta, adopted to the United States in 1985, didn’t need the results — she knew she’d come from this man.