内容摘要：If you freelance, work in rideshare or sell your clothes online in addition to your part- or full-time job, you must add this income to your tax returns, said Tim McGrath, a certified financial planner based in Chicago.

If you freelance, work in rideshare or sell your clothes online in addition to your part- or full-time job, you must add this income to your tax returns, said Tim McGrath, a certified financial planner based in Chicago.

“We’ve already seen how financial markets will react if the administration moves forward with their initial tariff plan, so unless they take a different tack in July when the 90-day pause expires, we will see market action similar to the first week of April,” said Chris Zaccarelli, chief investment officer for Northlight Asset Management.DEMAK REGENCY, Indonesia (AP) — The rice fields are washed away. Coconut trees and chili plants, flooded with salt water, are all dead. The farmers’ fish ponds fail, the water getting so high that the fish swim over the nets. And trash carried by the tides float in and out of homes with doors that no longer can be shut.

On the northern coast of Central Java, Indonesia, villages are hit hard as sea levels rise, one of many effects of climate change. Many homes have been “raised” with cement or dirt several times over in an effort by occupants to keep dry. Others can only be accessed when the tide is low, trapping people inside for hours at a time.Many villagers have fled the area, becoming climate migrants seeking new lives in places that are drier and higher above sea level. But others haven’t left their flooded homes — some by choice, but many because they lack the money to move.The Associated Press recently interviewed and photographed people who have stayed in the villages of Mondoliko and Timbulsloko, doing the best they can to live amid constant flooding. Here are the stories of 10 families.

Zuriah stands outside her flooded home in Mondoliko, Central Java, Indonesia, Monday, Aug. 1, 2022. (AP Photo/Dita Alangkara)Zuriah stands outside her flooded home in Mondoliko, Central Java, Indonesia, Monday, Aug. 1, 2022. (AP Photo/Dita Alangkara)

Zuriah, who like many Indonesians uses only one name, stands in front of her flooded home. The only remnants of the land she once owned are the dirt-filled flower pots that sit on a wooden platform above the water in front of her home.

Without the means to move, Zuriah continues to live in the house even as nearly all of her neighbors leave. When The AP first visited the village in November of last year, 11 homes were still occupied. By July 2022 that number dwindled to five, including Zuriah.Andrew Warren, senior associate for policy and research at the Financial Health Network, who studies the financial circumstances of Americans with disabilities, said that the vast majority of people

did not know these accounts existed.“Less than 1% of eligible individuals have these accounts,” Warren said. “Our research show that one of the major barriers to becoming financially healthy for this vulnerable group is asset limits. But there’s an information disconnect between caseworkers and direct services providers on the ground and (administrators of ABLE accounts).”

Here’s what to know:Two online resources —