内容摘要：“I told my husband to pick up my children and to take them to my mum, as I knew I was not going to make it,” she said.

“I told my husband to pick up my children and to take them to my mum, as I knew I was not going to make it,” she said.

“Yes, you’ve missed the peak rates seen a few months ago,” Schulz said. “But even at these levels, they’re still likely higher than what you’ll find at a traditional bank.”Though the Fed doesn’t set mortgage rates, it does influence them. Long-term mortgage rates generally track the yield on the 10-year Treasury note, which, in turn, is driven in part by the market’s outlook for inflation and the Fed’s benchmark rate.

That means that, at least indirectly, cuts to the Fed’s key rate can put downward pressure on mortgage rates, even if they don’t move in lockstep.“Case in point, turmoil in the bond market has caused mortgage rates to yo-yo up and down over the last month,” Channel said. “After peaking at 6.84% for the week ending Nov. 21, the average rate on a 30-year fixed-rate mortgage has since come down to 6.60%.”Despite this decline, this average remains well above the 2024 low of 6.08%, back in late September.

For people with fixed mortgages, their rate won’t change unless they refinance their mortgage or sell and move someplace else.The effects of the Fed’s half-point rate cut in September and its quarter-point cut in November have largely been passed through to auto loans, which fell on average from a peak of 7.3% in July to 6.8% last month, said Ivan Drury, director of insights for Edmunds.com.

The half-point drop, he said, has helped more people afford new vehicles, helping to spur a buying spree in November. But the increased demand, which Drury attributed largely to some optimism over Trump’s election, also boosted average prices and monthly payments to record levels.

“Optimism and having money on hand to do these things has definitely green-lit some people’s spending, when other folks are more conservative with how much they’re spending,” he said.Kali Uchis poses for a portrait on Tuesday, April 22, 2025, in Los Angeles. (AP Photo/Chris Pizzello)

Kali Uchis poses for a portrait on Tuesday, April 22, 2025, in Los Angeles. (AP Photo/Chris Pizzello)UCHIS: After she passed, one of the first things I did was go through all of the audio messages that she had ever sent me and I was just listening to all her messages over and over, wanting to hear her voice. When I heard that one I just thought of, “Oh how perfect is this that the song is called ‘Sunshine &Rain...,’ and she had said, “Good morning, sunshine.” It was for my son that she sent that message. I thought it was just a beautiful way to open the album, considering that it’s dedicated to her.

I struggled a lot with whether or not I wanted to share because I’m a very, very private person. So I struggled a lot with if I even wanted to share that my mom was no longer here, but I felt I just had to not be afraid of that vulnerability and not pretend like it didn’t affect me or didn’t have some type of impact on me when it had such a big impact on me and still does. And I wanted to also honor her and honor her life in a way through art that I know that she would have loved and that she would have been proud of.MADRID (AP) — It’s the eyes peering from the canvases that get him, their gaze piercing the boundary between art and life.