He later moved to Greece, where he supported himself by translating books from German and French to English. He decided to drive through India and Nepal in 1958. He said he fell in love with Afghanistan during the trip and later enrolled at Edinburgh to study anthropology.
As of February, Fugate notified that her application was received and she had been notified of its status, but they didn’t say when she would know if she was approved.“And when I called recently, the machine said there was a four hour wait,” she said.
With income-driven repayment plans in limbo, Fugate isn’t sure what her options are and hopes to one day have her federal loans behind her.“I’ve been working for government for almost 10 years. After that much time, you don’t do it for the glory,” she said. “I’ve spent most of my career giving back to other people. I don’t mind serving people. I just feel this was an agreement they made with the public, and so we’re owed that. And it’s a lot of us. And we’re not just numbers.”Debbie Breen, 56, works at an agency on healthy aging in Spokane, Washington. Breen said she has worked in the nonprofit sector for more than 10 years and that nearly all those years counted toward Public Service Loan Forgiveness.
Breen also was on the Biden-era SAVE plan, which means she was placed in forbearance when the court challenge to that plan was upheld. Like Fugate, she had planned to switch to an income-driven repayment plan to have her payments count towards forgiveness.“I was months away from ending this nightmare,” she said. “Now I don’t think that’s going to happen. I’m kind of in panic mode because I know that if they stop income-driven repayment plans, I don’t know that I’m going to be able to afford the payments each month.”
Breen said she has two kids who also have student loans.
“They’re dealing with the same thing,” she said. “It’s scary. It’s absolutely scary.”“We don’t know for sure when the SAVE forbearance is going to end,” Abrams said.
While the future of the SAVE plan is decided in court, Abrams encourages borrowers to explore their eligibility for other income-driven repayment plans.The online application for loan consolidation is available again, at
. If you have multiple federal student loans, you can combine them into one with a fixed interest rate and a single monthly payment.The consolidation process typically takes around 60 days to complete. You can only consolidate your loans once.