内容摘要："Just maintaining is a lot easier than once a year you're deciding, 'Today's the day,'" Kidder says. "This method might work wonders if you're doing it relatively consistently and maybe that just saves you time from having to be on your hands and knees the whole time."

"Just maintaining is a lot easier than once a year you're deciding, 'Today's the day,'" Kidder says. "This method might work wonders if you're doing it relatively consistently and maybe that just saves you time from having to be on your hands and knees the whole time."

currently provides a safety blanket to retirees. The average monthly Social Security benefit is approximately $2,000, and millions of Americans depend on that money.However, Social Security is on an unsustainable path. Due primarily to an aging population, the number of beneficiaries is growing faster than that of workers contributing via payroll taxes. The Social Security Board of Trustees estimates the program currently has less than a decade of solvency left at this pace.

It sounds bad, but don't panic. It's unlikely Social Security goes away entirely. If it does reach insolvency, benefits will decline to match incoming tax revenue.Between now and then, the government must take action to extend Social Security's solvency. It could:The bottom line? It's more important than ever to take your retirement into your own hands. Social Security will look different in 10, 20, or 30 years.

Even if you can't build the retirement portfolio you hoped for, any progress is better than where you would be otherwise.The two most important things within your control are how much you spend and how much you invest.

If you don't currently budget your money, now is a good time to start. Track your expenses and see where you may be able to cut back if you need to free up some cash. It's also a good idea to focus on paying off high-interest debt, such as credit cards.

Then, focus on your retirement portfolio. If you have aYou’re walking into June like a boss,

: ambitious, energized and ready to take the wheel.On June 2, the first quarter moon in Virgo puts your career in focus, urging you to refine, tweak and streamline. You’re getting serious about your goals and as focused as ever on where you’re headed to next.

Venus’ debut in Taurus contributes to this boss energy, as it helps you see the beauty in the details, whether that’s curating a more supportive and productive routine or upgrading your workspace to suit your needs. (Aesthetic counts!)However, the real fun begins on June 9, when your celestial ruler, Jupiter, slips into Cancer, where the Greater Benefic planet thrives, which inevitably reflects onto your personal and professional life.