内容摘要：“It’s something that’s unfortunately very common,” Layugan said. “After disasters, people are also particularly vulnerable to people saying you need to ‘act fast’ and using urgency to pressure people into taking actions that might not be in their best interest.”

“It’s something that’s unfortunately very common,” Layugan said. “After disasters, people are also particularly vulnerable to people saying you need to ‘act fast’ and using urgency to pressure people into taking actions that might not be in their best interest.”

“It’s been wave after wave of bad news for student borrowers,” said Aissa Canchola Bañez, policy director at the Student Borrower Protection Center.Here’s some guidance for those with student loans.

All borrowers currently enrolled in income-driven repayment plans should “get a sense of when your recertification deadline is and get a sense of what options are available to you if the form is not available online to recertify your income,” Bañez said.Recertification confirms a borrower’s financial situation. With some forms not currently available, borrowers who are unable to complete that process could be in jeopardy.If borrowers are already on an income-driven repayment plan, they should still be allowed to remain on that repayment plan if they are able to recertify their income.

Abrams said it’s also a good idea to take screenshots of your account’s current status on the student aid website.State-specific and state-level resources are available for student borrowers. Congress members have teams charged with helping constituents if they are having trouble with a federal agency or struggling to contact a federal student loan servicer.

Borrowers may contact their representatives in Congress and open a casework file by going onto their website or calling their office.

“Try saying something like, ‘I need your help to understand how to get into an affordable repayment option, which I’m entitled to under the law,’” Bañez said. “‘Even though this federal department has taken down these applications, I need your help.’”They moved on to Guadalajara, where they got work at the airport doing security, but they were approached by drug smugglers there and so they quit and headed north to Tijuana.

They have been sleeping on a blow-up mattress on top of folded up cardboard boxes so they don’t get soaked when rain enters through the gaps in the shelter’s flimsy roof and soaks the floor. Morazan has been bitten by bed bugs and wears a diaper when the shelter’s bathrooms become so fetid they make her want to vomit. The couple worked briefly collecting recyclables at a dump.“We hope the United States opens its door because we won’t last here,” Juarez said.

One night a fellow migrant sleeping in a tent at the shelter was struck in the neck by a stray bullet from a shootout that erupted in the ramshackle neighborhood.“There are cartels here and a lot of crime,” Juarez said.