内容摘要：save money beyond the $2,000 asset limit that’s linked to benefits like Supplemental Security Income and

save money beyond the $2,000 asset limit that’s linked to benefits like Supplemental Security Income and

Debbie Breen, 56, works at an agency on healthy aging in Spokane, Washington. Breen said she has worked in the nonprofit sector for more than 10 years and that nearly all those years counted toward Public Service Loan Forgiveness.Breen also was on the Biden-era SAVE plan, which means she was placed in forbearance when the court challenge to that plan was upheld. Like Fugate, she had planned to switch to an income-driven repayment plan to have her payments count towards forgiveness.

“I was months away from ending this nightmare,” she said. “Now I don’t think that’s going to happen. I’m kind of in panic mode because I know that if they stop income-driven repayment plans, I don’t know that I’m going to be able to afford the payments each month.”Breen said she has two kids who also have student loans.“They’re dealing with the same thing,” she said. “It’s scary. It’s absolutely scary.”

The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.NEW YORK (AP) — The Biden administration has finalized a rule limiting overdraft fees banks can charge, as part of the White House’s campaign to reduce junk fees that hit consumers on everyday purchases, including banking services. President Joe Biden had called the fees, which can be as high as $35, “exploitative,” while the banking industry has lobbied extensively to keep the existing fee structures in place.

Under the finalized rule announced Thursday, banks will be able to choose from three options: they may charge a flat overdraft fee of $5, they may charge a fee that covers their costs and losses, or they may charge any fee so long as they disclose the terms of the overdraft loan the way they would for any other loan, typically expressed as an annual percentage rate, or APR.

While banks have cut back on overdraft fees in the past decade, the nation’s biggest banks still take in roughly $8 billion in the charges every year, according to data from the Consumer Financial Protection Bureau and bank public records. Currently, there is no cap on the overdraft fees that banks can legally charge.Forest Service, Fort Collins, Colo. (43,599 square feet)

Mine Safety Health Administration, Frackville, Pa. (5,125 square feet)Social Security Administration, Gadsden, Ala. (1,450 square feet)

Natural Resources Conservation Service, Gallatin, Tenn. (6,017 square feet)Mine Safety Health Administration, Geneva, N.Y. (4,046 square feet)