内容摘要：“It seems like it would be really easy to just put your phone down and stop scrolling. But it is not. If there was advice that I could give to my younger self, it would be to tell my parents to set up time limits for me — even though I would have never said that when I was starting social media. Also, I personally would not let my kid have TikTok. I would try to resist it as long as I could. It’s so addictive.”

“It seems like it would be really easy to just put your phone down and stop scrolling. But it is not. If there was advice that I could give to my younger self, it would be to tell my parents to set up time limits for me — even though I would have never said that when I was starting social media. Also, I personally would not let my kid have TikTok. I would try to resist it as long as I could. It’s so addictive.”

See more AP photography atNEW YORK (AP) — Between collections resuming, courts blocking student loan programs and layoffs at the

, borrowers might be confused about the status of their student loans.Recently, the Education Department announced it would starton defaulted loans, meaning the roughly 5.3 million borrowers who are in default could have their wages garnished by the federal government.

At the center of the turmoil are the government’s income-driven repayment plans, which reduce monthly payments for borrowers with lower incomes. Those plans were temporarily paused after a federal court blocked parts of the plans in February.“There’s so much confusion, they’ve made it very complicated,” said Natalia Abrams, president and founder of the Student Debt Crisis Center.

At the same time, some borrowers are struggling to get their loan servicers on the phone, making it hard to find answers to their questions, said Abrams.

If you’re a student loan borrower, here are some answers to your questions.Strutting the runway, the models displayed looks that began with a classic Lauren combination of black trousers, a high-necked ruffled white shirt, and an aviator jacket in brown distressed leather.

That was followed by a filmy white midi-dress paired with a thick black leather belt, and tall black leather boots.A black leather bustier was paired with a long camel wool skirt, and white lacy ruffled shirts popped up in different ensembles — with a long camel coat, or a puffy brown cardigan. There were also white lace neckties. There were velvet jackets, including in a deep shade of purple.

Outfits segued into evening with long, silky or strappy gowns, one in a white crochet theme, another in sumptuous black lace. There was a black halter gown in tiers of ruffles spiraling around the body.Hathaway, Williams and Watts sat together in the front row, each in a Lauren-style trench or wrap coat. Hathaway, her hair pulled back in a tight ponytail, paired her coat with a pair of tan-colored jeans, embroidered with sequins and strategically shredded.