内容摘要：“You leave whenever you want,” she said. “You can pack as much as you want in the car, make stops along the way.”

“You leave whenever you want,” she said. “You can pack as much as you want in the car, make stops along the way.”

The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.NEW YORK (AP) — Between collections resuming, courts blocking student loan programs and layoffs at the

, borrowers might be confused about the status of their student loans.Recently, the Education Department announced it would starton defaulted loans, meaning the roughly 5.3 million borrowers who are in default could have their wages garnished by the federal government.

At the center of the turmoil are the government’s income-driven repayment plans, which reduce monthly payments for borrowers with lower incomes. Those plans were temporarily paused after a federal court blocked parts of the plans in February.“There’s so much confusion, they’ve made it very complicated,” said Natalia Abrams, president and founder of the Student Debt Crisis Center.

At the same time, some borrowers are struggling to get their loan servicers on the phone, making it hard to find answers to their questions, said Abrams.

If you’re a student loan borrower, here are some answers to your questions.The sun sets in the horizon as Ned Ahgupuk and his girlfriend, Kelsi Rock, piggybacking their 1-year-old son, Steven, stroll along the beach on the Arctic Ocean in Shishmaref, Alaska, Friday, Sept. 30, 2022. (AP Photo/Jae C. Hong)

The sun sets in the horizon as Ned Ahgupuk and his girlfriend, Kelsi Rock, piggybacking their 1-year-old son, Steven, stroll along the beach on the Arctic Ocean in Shishmaref, Alaska, Friday, Sept. 30, 2022. (AP Photo/Jae C. Hong)Boats used for seal hunting are kept in the lagoon side of Shishmaref, Alaska, Saturday, Oct. 1, 2022. (AP Photo/Jae C. Hong)

Boats used for seal hunting are kept in the lagoon side of Shishmaref, Alaska, Saturday, Oct. 1, 2022. (AP Photo/Jae C. Hong)Bering Air agent Denis Sinnok shuts the door of a Cessna plane at the air strip after unloading the dozens of boxes of Eggo waffles and other goods in Shishmaref, Alaska, Thursday, Oct. 6, 2022. (AP Photo/Jae C. Hong)