内容摘要：She said it "breaks my heart that so many people are going through so much. Similar and worse. That's the bit that kills me."

She said it "breaks my heart that so many people are going through so much. Similar and worse. That's the bit that kills me."

The typical U.S. household has median retirement savings of just $200,000 at age 65.In other words, someone using the popular

is trying to live off just $8,000 in their first year of retirement. Not many people can live off of that, so it's safe to say there is a financial crisis among older Americans.Just how much are people falling short of where they should be? There is no single number, but investment management companylays out some reasonable guidance to help gauge how much you should have invested throughout your working years.

Image source: Getty Images.T. Rowe Price lays out milestones, depending on your age:

Given the median household income in the U.S. is approximately $80,000, a typical household retiring at 65 should have between $600,000 and $1.1 million invested, according to the above guidelines. That's three to five times what a typical household actually retires on.

Why the wide range? Everyone's situation is different. Your lifestyle, location, income, and personal finances can all directly impact how much you might need. These milestones also also based on the previously mentioned 4% rule and a 30-year retirement period.on June 17 shifts our focus to productivity and precision, which can help you sort through messes and get organized.

Still, illusions are bound to creep in on June 18, when, as this could test our ability to see things clearly and stay grounded amid the emotional upheaval.

The buzzing cerebral energy takes a backseat when the sun enterson June 20, ushering in a much-needed shift toward home, family and self-care.